I was pleasantly surprised by this sentence:
But I made it a point to explain [to my children] that while sometimes being homeless can be a result of not making good choices, sometimes it’s a result of not having good choices.
It smacks of empathy, which is more than I expected. Whatever one may think of the author, she’s trying to teach her children to be better, and that counts for something.
This is a fluff piece written by someone in a rich bubble.
The 2 year old and 4 year old have no concept of money, the 4 year old did not “do most of the work” in a lemonade stand, and they do not have “their own money” to spend. Picking up after yourself and putting dishes in the sink are not chores, and kids this age aren’t taking out the trash - of course they enjoy it when mummy does it and makes a big deal of how grown up the kids are for helping, and probably rewards then for it.
None of the ideas are innovative or relevant to most parents, and particularly not with a kids that age. This is just one rich bored parent with young kids sharing their “experiences”. Pretty out of touch with reality.
$150 a month for her dog’s health insurance…
And she’s calling herself “middle class” like she lives in the burbs…
The wealthy always think of themselves as “middle class” because they know people wealthier.
Just because billionaires exist doesn’t mean millionaires who take annual child free vacations are suddenly “middle class”.
They just don’t want to actually admit they’re wealthy and wasting a shit ton of money that should be going to taxes.
I can’t afford $150 for my own health insurance
Yep, people keep replying like it’s a choice to pay it or not…
For most Americans, that shit ain’t a choice, they just can’t.
Depends on your measure of middle, I bet median would be pretty low but average is still probably way higher than most people.
Wealth gap has never been worse
I worry that she actually is “middle class” and the wealth disparity has moved to the point that those of us who cannot spend $150 on pet insurance or drop $750,000+ on a house or $100,000 on a truck are effectively “poor”, at least as far as the market is concerned.
There’s people with “Fuck you” money and people without “Fuck you” money.
I mean, it should be median income/wealth, then a standard deviation either way.
But capitalism doesn’t care about people, it cares about money. That’s the only way the “middle class” can be defined differently.
Don’t let capitalism define words.
And neither communism nor socialism care about people either, they are just ideas with the inability to care about anything.
So-called upper middle class: “I’m middle class because there are people richer than me”
So-called lower middle class: “I’m middle class because there are people poorer than me”
IMO the middle class is an illusion
Middle class is paycheck to paycheck, has been for a while.
I’m lucky enough I can stack retirement and I got a house when it was (comparatively cheap).
If we’re splitting the classes by median income (assets could be done, but people in the middle class by median are lucky to even have a mortgage on a home) then it’s about 40k for an individual and 75k for a household. And I’m solidly “upper class” even though I’ll never amass more than a million in assets unless real estate inflation jumps past Ludacris and into plaid.
The fact that anyone with a million in assets, let alone cash/stocks would consider themselves “middle class” just tells you stupid people can luck out and become millionaires.
It’s a level of delusion that is actual impressive.
So the “middle class” that’s a single income, house in the burbs, two cars, vacations every year…
That shits gone. But that doesn’t mean there isn’t still a statistical middle class.
If you’re living paycheck to paycheck, you aren’t middle class.
You might not be poor but definitely not middle.
Anyone who thinks that’s middle class has just been fooled by the wealthy to make them think they’re doing better than they are
You have an idea in your head of a standard that is “middle class”.
That is not what I’m talking about.
If we’re splitting the classes by median income (assets could be done, but people in the middle class by median are lucky to even have a mortgage on a home) then it’s about 40k for an individual and 75k for a household.
Statistically speaking “middle class” is the median and a statistical deviation either way.
But that paints an incredibly depressing and realistic picture of what America’s “economy” is really like. So the wealthy have pushed the narrative you’re following that only a minority of people can obtain “middle class”.
Historically when shit gets organized like that, it doesn’t end well for the ones that hoarded all the wealth.
The harsh truth is that “middle class” is pretty fucking broke. It’s just what happens when you concentrate the wealth at one end of the distribution. And literally the only way to fix that, is by moving the wealth to people lower in the distribution.
So rather than that be the discussion, it benefits the wealthy if people do what you’re doing, and act like it just disappeared and can magically be made to reappear from thin air without taking wealth back from the people who have it now.
Simply taking a statistical look ignores what it was for centuries before. Middle class is more than just income, it’s what that income means for your lifestyle and ability and it has been eroded as you say and will need to be taken back, but people fooling themselves into thinking they are just because of their income are in a bracket.
Oh you earn the middle income? Too bad it’s 90% of your rent but don’t worry you’re still middle class! Nothing to be worried about here!
Oh you earn the middle income? Too bad it’s 90% of your rent but don’t worry you’re still middle class! Nothing to be worried about here!
I’m not saying that’s fine, I’ve literally said multiple times it’s not, and that looking at like you are downplays the problem.
I’m sorry I couldn’t find a better way to explain it.
You’re right. Middle class to me means owning a home or at least paying well on a mortgage. One car per person. Vacation money. Fun money. Paycheck to paycheck will never be middle class to me just because it’s the statistical median. This is what people mean when they say the middle class is disappearing. The majority of Americans are working class, poor, or destitute. There’s a fraction that are middle class and up.
In this stupid article the author says she was middle class but her parents often couldn’t afford pizza. That is not middle class. Am I fucking crazy here?
Where does she claim to be middle class? It seems she recognizes she was middle class as a kid, but now is not, considering she said “were” instead of “are.”
I have a very different take away from this and that she knows she is wealthy, and trying to impart the understanding of their luck onto her kids…I don’t see her at all denying her wealth.
She did say that she grew up middle class and sometimes her family couldn’t afford pizza. If you can’t afford one of the most cost effective ways to feed a family without making the food yourself, you’re not middle class. Now she’s rich and lying about lemonade stands. It’s embarrassing that someone with no idea what middle class means is writing an article about teaching kids about money.
That’s a whole lot of judgement made from pure ignorance about anything from her life, and putting words in her mouth.
“Sometimes couldn’t afford pizza” shouldn’t exclude her from middle class… we rarely ate out because we were trying to save that money for a trip or something - we would have said that we couldn’t afford pizza, too. Even if it was well within reach, it wasn’t within budget.
That last sentence is odd. What do you mean should be going to taxes? Sounds like you define wealthy by what taxes they pay. I know the billionaires have lots of loopholes to pay a lower percent, is using those loopholes your deciding factor?
You’re talking “should” legally…
I’m talking “should” ethically, but really, they “should” have never made that wealth to begin with.
Erm, not arguing that this lady is middle class, but dog insurance cost is not remotely relevant to that lol. I pay that for my dog and make less than 6 figures. My dog is just really important to me, and our last dog cost us thousands and thousands of dollars on vet bills. I’m not going to be blindsided dropping $5k in a day on vet bills again. Our dog has insurance because it seems like the financially responsible thing to do, especially when your dog is extremely active and engaging in sports that it may be injured doing.
I make less than 100k a year and my dogs insurance costs about that much. I didn’t have insurance for him before because he was young and healthy but then he tore his ACL and the surgery set me back 6.5K. That wasn’t exactly a drop in the bucket for me, at the time I had less than half of that in savings, and had to max out my credit card. So now yeah it sucks having to pay that much but if he does get a bad injury or illness - obviously I really hope that doesn’t happen and I have him for many more years to come - as he grows older, it will cost me way less as a lump sum.
“Look! My kids are almost like other kids, except they’re spoiled-wealthy-at-birth!”
–businessinsider.com
Nothing funnier than seeing a bunch of Lemmings argue about the definition of middle class.
I’m putting my foot down! No more than fifteen presents!
What the actual fuck?
Also, what’s the deal with the golf cart? Why do they have a golf cart?
It’s quite common here to have one for driving around neighbourhoods, as cheap ones can be $1,000+.
That still does not answer my “why” question tbh.
But I suppose that in a country where “walkable neighborhoods” are construed to be some nefarious communist plot to rob people of their freedom, not walking its a status symbol.
“for driving around neighbourhoods”, same as having a car.
So an inferior bicycle basically.
The US hasn’t really discovered Bakfiet bicycles yet.
Watching people take six kindergarten kids or a whole refrigerator on a bike through town in Berlin and Amsterdam was wonderful. They could do a pretty good Costco run on those things.
Imagine spending $1,000+ when walking is free.
I can imagine someone with a disability wanting a cart like this to get around, but this woman does not need a fucking golf cart.
We’re all going to die because of this overconsumption bullshit.
Does someone having one prevent someone from getting one?
My friends have one because they have a baby and no car. Is their consumption too much for you?
Having one instead of a car isn’t overconsumption, but the woman in this article clearly has both. It’s a problem.
Imagine spending $1,000+ when walking is free.
This seems exclusive from that.
It’s quite common here to have one for driving around neighbourhoods, as cheap ones can be $1,000+.
So, where I come from, there’s nothing to drive to in the neighborhood except other houses. Also, a neighborhood is at most a square mile. That’s all I envisioned.
What, exactly, did you even mean by “neighborhoods”? It’s starting to sound like you’re talking about driving several miles.
It can be several miles since my friend’s one goes for 40km. Your neighbourhood is yours, we have lots of places to go to between neighbourhoods and districts, and lots in each.
