i have difficult & long unique passwords for each of the important things (emails, bank, any official gov or edu sites etc.) that i keep on a piece of paper in my notebook (with a few backup copies). And i also have 3 degrees of difficulty for my other passwords that i use like this: easy “i could not care less if this account got hacked, in fact i know this password has been leaked in plain text before so whatever”, medium “i’d kinda suck if this got hacked but ultimately it’d not cause major issues”, hard “i do not want this to be hacked”
chances are they’d scam children if they had any money. Scum like that target easy victims