Building complex systems involving humans is hard because humans are flawed. The best thing we’ve come up so far are systems involving extensive checks and balances to prevent thing happening too rapidly and without necessary oversight and even then it’s a tricky part to balance.

For the record, I’m not for entirely cashless society but organisations that are cash heavy have proven to be source of many headaches. There is a balance to be found on thresholds and barring some types of businesses from using cash and where digital money transfer is required. Banks and other money transfer entities will have to deal with scenarios where malicious parties will try to obfuscate their intent outside of those thresholds.

This is all technically true but cash is not the answer.

Right now there are so many easily accessible ways for governments to spy on people (cell phone geolocation, call metadata monitoring) that I’m not sure that for the purposes you think of you aren’t screwed already anyway. From this perspective fight for cash use becomes a bit theoretical.

The only people that I know of personally that are strongly for cash are either people that frequently skirt around taxes (“minor” stuff like car repair shops) and unfortunately conspiracy nuts. Genuine privacy oriented people exist but realistically the majority will be there for selfish reasons.

The societal cost of tax evasion, money laundering and financing organisations that legally require transparency (political orgs, NGOs etc) are massive and immediate.

What we really need is strong oversight of institutions, government transparency, rule of law and healthy democracy. Those are the things you want to enshrine in your constitution.

It’s easy - tax evasion, money laundering, secret financing of things you wouldn’t want others to know. All perfectly fine reasons to fight for.

I wouldn’t reinvent the wheel and borrow r/Europe rules as a starting point.

Maybe do a little bit more proactive moderation to that community. r/Europe threads could sometimes go off the rails and had cleanup many hours later - I think it’s OK to lock down before that happens (is locking posts a thing on Lemmy?).

Another approach is to keep rules simple and do a complete philosophy and rule walkthrough separately. I penned this monstrosity for polish subreddit back in the day (linking to archived version since I left since then and it got some meh updates in the meantime).

Yet another approach is to have a philosophy page like Tildes does. It’s clear enough that you disallow assholery and bigotry but community like this definitely needs submission rules on top anyway.