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Joined 3 years ago
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Cake day: July 18th, 2023

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  • If their is high inflation (higher than the CD), then CDs are bad. Your money is locked in and losing real value over time due to the CD rates not being high enough.

    Thats why I said it depends on what you are trying to defend against. What’s hard is the economy is teetering between recession->low interest rates and high inflation. It seems like the Fed has gotten inflation under relative control, but bond sell offs would probably trigger rising bond rates (as the US has to make bonds more appealing), which I fear could lead to inflationary pressure in the US. However, given Trump it’s hard to know what he’ll do next so maybe diversification is the only thing to do.






  • Yeah, if I’m making something “masked/obscured” I should export it so that it’s in a raw format. That way there is no Metadata or information that could be leaked by accident.

    Think of the Trump Epstein files, in those they kept them as pdfs so you could just unhighlight the redacted sections. If they had export it as a jpeg/png you wouldn’t be able to extract any information.

    There are ways to remove the content from a pdf, but as we’ve seen, that leaves rooms for errors.