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Joined 1 year ago
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Cake day: August 13th, 2023

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  • Since I left college and started out into the “adult world”, I’ve always spent less than I made, the rest going to savings or investments toward retirement. I accomplish this by “paying myself first”. If I have already saved the money as my first priority, I can’t spend it on things like rent or groceries. So my financial choices are forced to be more conservative by design.

    Example: I forget what the max limit to IRAs were at the time (say $5k/yr) but for my first job I set up auto contributions each month and mentally took a $5k/yr salary “cut” for that job. Every time I got a raise, I made sure that at least a portion of that raise went to increasing my savings rate and attempted to avoid lifestyle creep.

    Thanks to my savings, I’ve been able to handle some emergencies in cash vs having to utilize debt to cover the expenses. It really is a snowball. I started out small, now my savings is significant compared to my income.

    I attribute a lot of my “pay yourself first” approach to reading The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich early on.




  • As a recovery facilitator for a decade, hopefully you would have developed some skills in empathy. Everyone is approaching their sobriety journey from a different place, and it’s reasonable to assume that their world view and lived environment is foundational to their story.

    It’s unfortunate that you are feeling personally attacked by the recovery community striving to be inclusive of all who struggle in different ways than you do. What happened to “look for the similarities, not the differences”?

    It’s not lost on us that saw you share your vitriol this morning, have it summarily rejected by reasonable minds, then go shop around for affirmation in different circles. If this is your idea of creating a safe space recovery, maybe you should reconsider your role. I’m sure there’s a place for you somewhere, but I imagine your politics are blinding your ability to help others progress on their journey. You’re not the leader you think you are.