I said it was unlikely to change, because there’s little profit in catering to such the niche crowd of cash-only tourists with incompatible cards who also
^ this is a stark good example of endorsement of marginalisation. You identify a group as “niche” and say it’s okay to fuck them over because they are a minority.
didn’t think to pick up foreign cash at home.
What an absurd attempt to declare ATMs redundant. You cannot just walk through the airport with €10k and expect no problems or questions asked. You cannot carry that around with you and claim you have the same security than if don’t. Some will go as far as to only use ATMs inside casinos because they rightfully have concern for security just along the road between the casino and external ATM.
Also, not offering a specific service to anyone isn’t “marginalizing”.
Of course it is. Discriminating against a demographic of people is obviously marginalisation.
I don’t marginalize black people by not cutting their hair, because I don’t cut anyone’s hair…
This is a fallacy of bad analogy. If you don’t cut anyone’s hair you are not faced with treating different hair clients differently. Unlike ATMs which are treating different demographics of people differently.
Seems like the US bank should make a new partnership then? It’s weird you place the onus of this entirely on the destination bank instead of your own.
It’s weird to rationalise the consequences of elimination of competition as something other than antitrust, and then misplace the onus on consumers and external banks who are the ones disadvantaged by the loss of competition as if there is no cost to that. It’s somewhat like another manifestation of victim blame. The power imbalance inherently makes negotiation unfavorable for those burdened by the monopoly. It also intensifies the damage done by the monopoly. If all banks negotiate a deal with Geldmaat, Geldmaat’s sparse competition (which only exists in some cities but not others) is not interesting for foreign banks to negotiate with.
Well no, it’s not all about getting cash. Or at least, that’s not the message you’ve been sending, from all your exceptions and problems.
Of course it is. The problem is for me to define and describe. And I have described a problem increasingly broken cash retrieval infrastructure. You saying “use a card” is absolutely not relevant to the problem. It’s an attempt to undermine the discussion of the problem as described.
It’s about getting cash while on vacation (no long-term stay)
It does not matter how long the stay is. ATM monopoly X treats people Y poorly no matter how long they are visiting.
without traveling to a specific foreign exchange machine/office (has to be within the small town you’re staying in)
Don’t try to muddy the waters because you’ve failed to defend the increasing enshitification of the status quo. FX offices are a different service with different costs serving a different workflow and cannot replace ATMs because they rely on assumptions about the sending bank that ATMs do not. Not to mention hours of operation and availability differences.
or bringing foreign currency from home (something you didn’t respond to),
That doesn’t need a response because it fails to replace ATMs. That option always existed independent from ATMs and still remains less popular than ATMs for countless reasons. To suggest OTC cash exchange is to disregard fees and various offerings by different banks. A bank with zero markup exchange on their card at an ATM will not typically give you that zero markup when you appear in person with cash.
That’s the same portal that they expected us to use to report what a shit show GDPR enforcement has been the past 4 years. The irony was the site demanded more information than necessary – thus the site asking how is the GDPR going was itself infringing on data minimisation. It’s fussy about who hosts the email address they force you to disclose. I eventually got an account after revealing more than I wanted to and then the JavaScript doc submission app gave vague errors anyway and could not be used. It also forces periodic password changes which seems a bit over the top for this sort of mission.
tl;dr: not everyone can have their say. Only some people.