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Joined 2 years ago
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Cake day: June 12th, 2023

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  • Ha I mean, that situation is indistinguishable from one where you don’t get a pension and your salary is the same, but sure :P

    You do miss out on the tax benefits that employer-provided pensions give you, but in many cases that’s a fine trade-off.

    Still, the actual point I wanted to make (but didn’t) stands: most of us can’t really switch our pension funds, which is a bit of a shame, because it means we can’t “vote with our wallet” for a pretty significant chunk of our wallet :( If my pension fund decides to invest in cluster bombs, I’m investing in cluster bombs…